Most Stripe integrations stop at "the card charged." Ours keep going: a 1998-era ERP payment integration talking to Stripe through a protocol bridge, storefronts cut over without a day of downtime, Level 2/Level 3 data on every eligible B2B transaction, ACH mandates that unlock terms, and payouts and bank files that reconcile themselves.
Payments are an integration problem. That's our whole business.
Plenty of ERPs still charge cards through an Authorize.Net AIM integration written when dial-up was normal — and the vendor isn't going to rewrite it. So we didn't ask them to.
The bridge sits at the endpoint the ERP is already configured for, accepts the legacy AIM requests exactly as sent, and executes them as modern Stripe calls in real time. The ERP never knew it moved. No source change, no vendor ticket, no retraining.
Card numbers never land in the ERP again: a salted one-way fingerprint plus a token vault replaces stored PANs with brand-correct stand-ins, and a test asserts the real number is absent from every table.
Still running an Authorize.Net AIM-era integration, or a gateway your developer glued in fifteen years ago? We've done that migration — off legacy gateway code and onto Stripe — on a live store, without losing a sale.
The method is the same one we use everywhere: run the new rail in parallel, prove it against the old one, then cut over. Saved customers come along. Checkout never blinks.
Card networks charge less interchange on corporate, purchasing, and fleet cards when the transaction carries Level 2 / Level 3 data — line items, quantities, tax detail, PO numbers.
Most integrations never send it, so every commercial card pays the full rate. If your customers are businesses — wholesale buyers, distributors, brokers — that's real margin left with the processor, on every single order, forever.
We wire the enhanced data into the charge itself, straight from your order data. Set it once; it pays you back on every eligible transaction.
B2B sellers routinely overpay on card processing because the transaction data that earns lower commercial-card interchange simply isn't being sent. It's not a negotiation with your processor — it's an engineering task on your side of the API. That's the part we do.
If a meaningful share of your card volume is corporate or purchasing cards, ask us to look. It's one of the fastest paybacks in payments.
Wholesale terms don't have to mean chasing checks. These run in production today:
A wholesale customer signs an ACH mandate through Stripe Financial Connections or micro-deposits; the signed mandate unlocks net terms in the storefront and flows through to the open ERP invoice. Lower fees than cards, no chasing, clean audit trail — and money moves only on explicit arm.
Every open invoice gets a link; customers pay card or bank without an account, and the payment lands against the right invoice automatically.
Prepay flows for accounts that need funds up front — collected before release, tracked against orders, reconciled without spreadsheets.
Products, prices, trials, dunning, webhooks — configured, tested end to end, and monitored after launch. Billing you don't think about.
A payment isn't done when it clears — it's done when it's in the books, matched to the invoice, netted for fees, and tied to the bank deposit. We build that layer: Stripe webhooks into your ledger, payouts matched to bank feeds, fee accounting handled, discrepancies flagged the day they happen.
Net pricing computed per line — commission tier, payout fees, brand discounts — so the ERP invoice ties to the marketplace payout exactly. 93 of 93 lines verified across both commission tiers.
Bank Positive Pay check-issue and void files generated straight from ERP AP rows and delivered on a 15-minute cadence — no GUI run, no manual step. Reproduces the bank's real file byte for byte.
And like everything we ship: watchdogs on the flow, a human GO on every change.